I've decided to keep things simple in 2012. One to three goals per category. I've also decided to have three categories. Financial will include my lofty goals and my steady goals. I'll also have categories for my professional and personal goals.
Lofty Financial Goals:
Pay down my student loan to $5,000. In order to do this I'm going to have to put any extra money I have towards my student loan. I'm so sick of having to pay off my this loan. The only solution it to pay it off quicker.
Add $3,000 to my emergency fund. DH and I sat down and really looked at how much we would need to survive if one of us were to lose our job. We came up with a number and opened a joint savings account to act as our true emergency fund. DH was able to fund his half completely, however I have $3,000 to add to fund my share. My goal is to have this done by January 1, 2013.
I'll track these goals on my sidebar.
Bring down my spending on clothes and shoes to below 8% of my total spending in 2012. In 2011 I spent 13% of my non-fixed budget, higher than any other category, on clothes and shoes. This is unacceptable and something I should easily be able to cut back on.
Steady Financial Goals:
Pay 17% of my income towards my 403b. If possible, increase this number, but at the very least say steady at 17%.
Pay my mortgage and maintenance every month on time.
Professional Goal:
Secure a more challenging and better paying job. It became clear in 2011 that there are no opportunities for growth at my current company. With the current economy, there is also very small pay increases. Therefore, my only option is to find a more challenging position that will pay more. In this economy I don't imagine this will be easy, but I will continue to search and apply for positions until something comes through.
Personal Goals:
Spend more quality time with my amazing husband. Just because he is my husband and I love to spend time with him!
Run on a regular basis. Get back into running, something I love to do, and keep it up on a regular basis.
Start and continue to practice yoga. I love yoga, but out of laziness I haven't gotten back into practicing it. I find it balances my running and overall balances out my life.
I have a feeling that 2012 is going to be a very good year.
picture by spike55151
6 comments:
Good luck! I have a feeling that 2012 will be great for me also.
Sounds like very reasonable goals.
I like your resolution about spending time with your husband. There are a lot of unhappily married folks in the world, and it always makes me really happy to hear about happy marriages.
One of my New Year's goals is to also find a new job. Good luck with yours!
Thanks everyone! AP good luck with your job search!
I like em. Good luck friend!
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